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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,137 | $176,402-88.0% | $134,162-84.2% | $158,982-86.7% |
| Participation rate | 87.5% | 78.7%+8.8pp | 72.2%+15.3pp | 82.0%+5.5pp |
| Annual return | 1.39% | 63.66%-62.3pp | 36.35%-35.0pp | 302.99%-301.6pp |
| Employer contribution / active EE | $161 | $5,042-96.8% | $3,705-95.7% | $4,763-96.6% |
| Participant deferral / active EE | $1,319 | $4,093-67.8% | $3,500-62.3% | $5,983-78.0% |
| Admin fee / account holder | $3,589 | $8,719-58.8% | $6,685-46.3% | $11,252-68.1% |