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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,822 | $176,786-70.7% | $146,643-64.7% | $167,536-69.1% |
| Participation rate | 94.1% | 83.6%+10.5pp | 80.1%+14.0pp | 82.1%+12.0pp |
| Annual return | 17.57% | 24.04%-6.5pp | 22.75%-5.2pp | 478.82%-461.2pp |
| Employer contribution / active EE | $0 | $5,161-100.0% | $4,137-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $4,049 | $6,440-37.1% | $5,506-26.5% | $6,342-36.2% |
| Admin fee / account holder | $2,458 | $13,262-81.5% | $10,280-76.1% | $12,315-80.0% |