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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,580 | $152,612-95.0% | $125,192-93.9% | $152,897-95.0% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 31.64% | 54.85%-23.2pp | 43.79%-12.1pp | 345.43%-313.8pp |
| Employer contribution / active EE | $1,528 | $4,947-69.1% | $3,866-60.5% | $4,764-67.9% |
| Participant deferral / active EE | $3,366 | $5,868-42.6% | $4,937-31.8% | $5,851-42.5% |
| Admin fee / account holder | $349 | $13,437-97.4% | $9,704-96.4% | $11,599-97.0% |