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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,376 | $53,596-86.2% | $90,657-91.9% | $64,173-88.5% |
| Participation rate | 100.0% | 64.5%+35.5pp | 74.0%+26.0pp | 69.6%+30.4pp |
| Annual return | -6.84% | 4.41%-11.2pp | 1.89%-8.7pp | 7.63%-14.5pp |
| Employer contribution / active EE | $1,714 | $1,503+14.0% | $2,532-32.3% | $2,381-28.0% |
| Participant deferral / active EE | $734 | $2,459-70.2% | $3,424-78.6% | $3,470-78.9% |
| Admin fee / account holder | $3,867 | $3,8680% | $4,994-22.6% | $4,887-20.9% |