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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,795 | $176,794-89.9% | $146,647-87.9% | $167,553-89.4% |
| Participation rate | 92.3% | 83.6%+8.7pp | 80.1%+12.2pp | 82.1%+10.2pp |
| Annual return | 10.24% | 24.04%-13.8pp | 22.75%-12.5pp | 478.89%-468.7pp |
| Employer contribution / active EE | $4,805 | $5,161-6.9% | $4,137+16.1% | $4,840-0.7% |
| Participant deferral / active EE | $5,913 | $6,440-8.2% | $5,506+7.4% | $6,343-6.8% |
| Admin fee / account holder | $558 | $13,262-95.8% | $10,281-94.6% | $12,316-95.5% |