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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,614 | $86,298-57.6% | $111,308-67.1% | $85,847-57.3% |
| Participation rate | 62.5% | 73.3%-10.8pp | 77.3%-14.8pp | 69.3%-6.8pp |
| Annual return | 12.85% | 19.99%-7.1pp | 54.67%-41.8pp | 318.61%-305.8pp |
| Employer contribution / active EE | $1,155 | $2,044-43.5% | $2,732-57.7% | $2,565-55.0% |
| Participant deferral / active EE | $2,340 | $3,641-35.7% | $4,487-47.8% | $3,952-40.8% |
| Admin fee / account holder | $497 | $8,189-93.9% | $7,965-93.8% | $6,261-92.1% |