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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,291 | $117,829-20.8% | $102,423-8.9% | $145,877-36.0% |
| Participation rate | 73.3% | 78.6%-5.3pp | 76.5%-3.2pp | 80.3%-7.0pp |
| Annual return | 17.66% | 31.83%-14.2pp | 29.42%-11.8pp | 551.28%-533.6pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $10,653 | $5,732+85.8% | $5,054+110.8% | $6,691+59.2% |
| Admin fee / account holder | $4,326 | $13,335-67.6% | $9,455-54.2% | $13,402-67.7% |