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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,726 | $124,980-79.4% | $108,359-76.3% | $154,746-83.4% |
| Participation rate | 58.3% | 75.2%-16.8pp | 70.1%-11.8pp | 80.7%-22.4pp |
| Annual return | 22.94% | 45.00%-22.1pp | 36.89%-13.9pp | 172.34%-149.4pp |
| Employer contribution / active EE | $1,828 | $2,851-35.9% | $2,399-23.8% | $4,379-58.3% |
| Participant deferral / active EE | $2,812 | $4,743-40.7% | $4,137-32.0% | $6,730-58.2% |
| Admin fee / account holder | $1,106 | $11,502-90.4% | $9,741-88.6% | $14,365-92.3% |