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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,127 | $138,114+230.3% | $125,391+263.8% | $134,545+239.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.82% | 750.88%-772.7pp | 572.41%-594.2pp | 418.37%-440.2pp |
| Employer contribution / active EE | $12,336 | $5,246+135.1% | $4,816+156.2% | $4,742+160.2% |
| Participant deferral / active EE | $7,366 | $7,801-5.6% | $7,448-1.1% | $6,401+15.1% |
| Admin fee / account holder | $877 | $11,570-92.4% | $10,009-91.2% | $11,431-92.3% |