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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,696 | $102,429-48.6% | $147,096-64.2% | $80,925-34.9% |
| Participation rate | 98.9% | 75.9%+23.1pp | 82.2%+16.8pp | 67.7%+31.3pp |
| Annual return | 44.81% | 135.02%-90.2pp | 419.75%-374.9pp | 35.65%+9.2pp |
| Employer contribution / active EE | $4,885 | $3,716+31.5% | $4,936-1.0% | $2,756+77.2% |
| Participant deferral / active EE | $9,998 | $6,649+50.4% | $8,071+23.9% | $4,299+132.6% |
| Admin fee / account holder | $1,697 | $7,957-78.7% | $13,005-87.0% | $6,940-75.5% |