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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,696 | $102,422-48.6% | $147,117-64.2% | $80,959-34.9% |
| Participation rate | 98.9% | 75.9%+23.1pp | 82.2%+16.8pp | 67.7%+31.3pp |
| Annual return | 44.81% | 135.16%-90.3pp | 420.54%-375.7pp | 35.67%+9.1pp |
| Employer contribution / active EE | $4,885 | $3,717+31.4% | $4,932-1.0% | $2,757+77.2% |
| Participant deferral / active EE | $9,998 | $6,652+50.3% | $8,065+24.0% | $4,300+132.5% |
| Admin fee / account holder | $1,697 | $7,953-78.7% | $12,993-86.9% | $6,925-75.5% |