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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,049 | $103,008+29.2% | $90,304+47.3% | $152,897-13.0% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 21.60% | 95.22%-73.6pp | 78.13%-56.5pp | 345.43%-323.8pp |
| Employer contribution / active EE | $30,395 | $3,139+868.2% | $2,855+964.7% | $4,764+538.1% |
| Participant deferral / active EE | $12,500 | $4,281+192.0% | $3,885+221.7% | $5,851+113.6% |
| Admin fee / account holder | $43,237 | $6,175+600.2% | $5,354+707.6% | $11,599+272.8% |