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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,668 | $148,629+7.4% | $135,982+17.4% | $139,487+14.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.45% | 79.33%-62.9pp | 68.32%-51.9pp | 373.84%-357.4pp |
| Employer contribution / active EE | $4,341 | $5,247-17.3% | $4,859-10.7% | $4,755-8.7% |
| Participant deferral / active EE | $9,350 | $8,102+15.4% | $7,760+20.5% | $6,713+39.3% |
| Admin fee / account holder | $20,588 | $12,406+65.9% | $10,767+91.2% | $11,407+80.5% |