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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,277 | $175,231-70.2% | $149,696-65.1% | $139,466-62.5% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 15.71% | 166.77%-151.1pp | 134.46%-118.8pp | 373.66%-358.0pp |
| Employer contribution / active EE | $1,366 | $5,478-75.1% | $4,821-71.7% | $4,754-71.3% |
| Participant deferral / active EE | $3,772 | $6,521-42.2% | $5,682-33.6% | $6,712-43.8% |
| Admin fee / account holder | $8,367 | $16,155-48.2% | $13,212-36.7% | $11,409-26.7% |