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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,065 | $155,555-88.4% | $146,866-87.7% | $155,188-88.4% |
| Participation rate | 95.7% | 84.0%+11.7pp | 82.5%+13.1pp | 80.8%+14.8pp |
| Annual return | 19.04% | 115.41%-96.4pp | 102.85%-83.8pp | 148.84%-129.8pp |
| Employer contribution / active EE | $2,125 | $4,647-54.3% | $4,425-52.0% | $4,248-50.0% |
| Participant deferral / active EE | $4,402 | $8,044-45.3% | $7,759-43.3% | $6,531-32.6% |
| Admin fee / account holder | $1,025 | $14,755-93.1% | $13,620-92.5% | $14,480-92.9% |