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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,065 | $154,228-88.3% | $145,433-87.6% | $137,256-86.8% |
| Participation rate | 95.7% | 83.8%+11.9pp | 82.1%+13.5pp | 80.0%+15.7pp |
| Annual return | 19.04% | 74.59%-55.6pp | 66.58%-47.5pp | 220.34%-201.3pp |
| Employer contribution / active EE | $2,125 | $4,804-55.8% | $4,554-53.3% | $4,156-48.9% |
| Participant deferral / active EE | $4,402 | $8,216-46.4% | $7,897-44.3% | $6,407-31.3% |
| Admin fee / account holder | $1,025 | $14,344-92.9% | $13,129-92.2% | $12,270-91.6% |