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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,583 | $165,399-63.4% | $149,745-59.5% | $158,982-61.9% |
| Participation rate | 92.3% | 84.6%+7.7pp | 82.5%+9.8pp | 82.0%+10.3pp |
| Annual return | 14.85% | 348.34%-333.5pp | 276.72%-261.9pp | 302.99%-288.1pp |
| Employer contribution / active EE | $1,430 | $5,105-72.0% | $4,646-69.2% | $4,763-70.0% |
| Participant deferral / active EE | $2,479 | $7,183-65.5% | $6,843-63.8% | $5,983-58.6% |
| Admin fee / account holder | $548 | $10,811-94.9% | $9,312-94.1% | $11,252-95.1% |