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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,486 | $104,953-86.2% | $84,637-82.9% | $152,909-90.5% |
| Participation rate | 66.7% | 74.8%-8.2pp | 68.2%-1.6pp | 82.5%-15.8pp |
| Annual return | 30.86% | 373.94%-343.1pp | 258.82%-228.0pp | 345.46%-314.6pp |
| Employer contribution / active EE | $1,484 | $3,304-55.1% | $2,653-44.1% | $4,764-68.8% |
| Participant deferral / active EE | $2,284 | $4,691-51.3% | $3,900-41.4% | $5,851-61.0% |
| Admin fee / account holder | $2,122 | $6,244-66.0% | $4,914-56.8% | $11,601-81.7% |