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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,369 | $201,344-30.8% | $184,243-24.4% | $145,877-4.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 56.54% | 29.01%+27.5pp | 28.82%+27.7pp | 551.28%-494.7pp |
| Employer contribution / active EE | $17,193 | $7,022+144.8% | $6,427+167.5% | $4,663+268.7% |
| Participant deferral / active EE | $6,937 | $9,807-29.3% | $9,132-24.0% | $6,691+3.7% |
| Admin fee / account holder | $486 | $16,382-97.0% | $13,914-96.5% | $13,402-96.4% |