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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,915 | $106,551-80.4% | $91,225-77.1% | $134,532-84.5% |
| Participation rate | 80.0% | 76.8%+3.2pp | 73.2%+6.8pp | 81.2%-1.2pp |
| Annual return | -24.11% | 160.78%-184.9pp | 114.12%-138.2pp | 418.27%-442.4pp |
| Employer contribution / active EE | $3,279 | $3,331-1.6% | $2,851+15.0% | $4,741-30.8% |
| Participant deferral / active EE | $10,118 | $4,718+114.4% | $4,233+139.0% | $6,401+58.1% |
| Admin fee / account holder | $1,704 | $6,234-72.7% | $5,422-68.6% | $11,429-85.1% |