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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,657 | $211,224-69.4% | $178,505-63.8% | $145,897-55.7% |
| Participation rate | 90.0% | 80.8%+9.2pp | 77.1%+12.9pp | 80.3%+9.7pp |
| Annual return | 17.83% | 30.28%-12.5pp | 27.16%-9.3pp | 552.29%-534.5pp |
| Employer contribution / active EE | $6,490 | $4,577+41.8% | $3,955+64.1% | $4,663+39.2% |
| Participant deferral / active EE | $3,611 | $6,966-48.2% | $6,280-42.5% | $6,689-46.0% |
| Admin fee / account holder | $1,140 | $12,109-90.6% | $10,428-89.1% | $13,390-91.5% |