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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,657 | $210,698-69.3% | $178,014-63.7% | $145,959-55.7% |
| Participation rate | 90.0% | 80.8%+9.2pp | 77.1%+12.9pp | 80.3%+9.7pp |
| Annual return | 17.83% | 386.27%-368.4pp | 294.80%-277.0pp | 561.95%-544.1pp |
| Employer contribution / active EE | $6,490 | $4,567+42.1% | $3,950+64.3% | $4,661+39.2% |
| Participant deferral / active EE | $3,611 | $6,958-48.1% | $6,276-42.5% | $6,689-46.0% |
| Admin fee / account holder | $1,140 | $12,016-90.5% | $10,362-89.0% | $13,398-91.5% |