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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,039 | $162,136-43.9% | $152,301-40.2% | $154,746-41.2% |
| Participation rate | 69.2% | 84.1%-14.9pp | 82.4%-13.2pp | 80.7%-11.5pp |
| Annual return | 23.26% | 91.02%-67.8pp | 80.50%-57.2pp | 172.34%-149.1pp |
| Employer contribution / active EE | $11,322 | $4,890+131.5% | $4,624+144.8% | $4,379+158.5% |
| Participant deferral / active EE | $8,643 | $8,341+3.6% | $8,004+8.0% | $6,730+28.4% |
| Admin fee / account holder | $3,973 | $15,759-74.8% | $14,398-72.4% | $14,365-72.3% |