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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,937 | $217,432-65.5% | $185,849-59.7% | $167,536-55.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | -2.23% | 148.42%-150.6pp | 122.10%-124.3pp | 478.82%-481.0pp |
| Employer contribution / active EE | $13,165 | $5,875+124.1% | $5,169+154.7% | $4,839+172.1% |
| Participant deferral / active EE | $10,058 | $6,357+58.2% | $5,569+80.6% | $6,342+58.6% |
| Admin fee / account holder | $845 | $19,818-95.7% | $16,244-94.8% | $12,315-93.1% |