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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,402 | $228,395-74.4% | $185,861-68.6% | $158,982-63.3% |
| Participation rate | 80.0% | 82.3%-2.3pp | 78.0%+2.0pp | 82.0%-2.0pp |
| Annual return | 13.58% | 40.82%-27.2pp | 35.96%-22.4pp | 302.99%-289.4pp |
| Employer contribution / active EE | $945 | $4,968-81.0% | $4,088-76.9% | $4,763-80.2% |
| Participant deferral / active EE | $6,281 | $6,417-2.1% | $5,634+11.5% | $5,983+5.0% |
| Admin fee / account holder | $659 | $11,869-94.4% | $9,503-93.1% | $11,252-94.1% |