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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,716 | $98,776-68.9% | $149,745-79.5% | $79,856-61.5% |
| Participation rate | 65.2% | 75.8%-10.6pp | 82.5%-17.3pp | 69.6%-4.5pp |
| Annual return | 27.58% | 27.38%+0.2pp | 276.72%-249.1pp | 31.71%-4.1pp |
| Employer contribution / active EE | $1,181 | $3,217-63.3% | $4,646-74.6% | $2,471-52.2% |
| Participant deferral / active EE | $5,135 | $5,681-9.6% | $6,843-25.0% | $3,741+37.3% |
| Admin fee / account holder | $3,015 | $6,053-50.2% | $9,312-67.6% | $5,306-43.2% |