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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,862 | $106,247-35.2% | $96,515-28.7% | $139,466-50.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 28.39% | 38.47%-10.1pp | 35.73%-7.3pp | 373.66%-345.3pp |
| Employer contribution / active EE | $16,364 | $4,106+298.5% | $3,740+337.6% | $4,754+244.2% |
| Participant deferral / active EE | $11,513 | $5,456+111.0% | $4,880+135.9% | $6,712+71.5% |
| Admin fee / account holder | $2,923 | $7,885-62.9% | $6,735-56.6% | $11,409-74.4% |