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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,832 | $138,114-89.3% | $125,391-88.2% | $134,545-89.0% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -20.46% | 750.88%-771.3pp | 572.41%-592.9pp | 418.37%-438.8pp |
| Employer contribution / active EE | $5,674 | $5,246+8.2% | $4,816+17.8% | $4,742+19.7% |
| Participant deferral / active EE | $7,278 | $7,801-6.7% | $7,448-2.3% | $6,401+13.7% |
| Admin fee / account holder | $2,604 | $11,570-77.5% | $10,009-74.0% | $11,431-77.2% |