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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,159 | $138,076-76.7% | $123,553-74.0% | $135,380-76.2% |
| Participation rate | 81.8% | 84.7%-2.9pp | 82.3%-0.5pp | 82.6%-0.8pp |
| Annual return | -9.45% | 153.70%-163.1pp | 119.21%-128.7pp | 519.81%-529.3pp |
| Employer contribution / active EE | $7,025 | $5,152+36.4% | $4,628+51.8% | $4,779+47.0% |
| Participant deferral / active EE | $5,335 | $6,800-21.5% | $6,426-17.0% | $5,609-4.9% |
| Admin fee / account holder | $1,408 | $10,917-87.1% | $9,284-84.8% | $10,828-87.0% |