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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,093 | $202,440-68.3% | $169,390-62.2% | $139,466-54.0% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 7.82% | 532.36%-524.5pp | 406.07%-398.3pp | 373.66%-365.8pp |
| Employer contribution / active EE | $4,355 | $4,693-7.2% | $4,013+8.5% | $4,754-8.4% |
| Participant deferral / active EE | $19,362 | $6,940+179.0% | $6,222+211.2% | $6,712+188.5% |
| Admin fee / account holder | $578 | $10,722-94.6% | $9,015-93.6% | $11,409-94.9% |