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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,889 | $167,533-95.3% | $151,645-94.8% | $134,545-94.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -21.51% | 7.81%-29.3pp | 3.34%-24.8pp | 418.37%-439.9pp |
| Employer contribution / active EE | $3,921 | $6,828-42.6% | $6,165-36.4% | $4,742-17.3% |
| Participant deferral / active EE | $3,770 | $8,985-58.0% | $8,363-54.9% | $6,401-41.1% |
| Admin fee / account holder | $760 | $13,781-94.5% | $11,614-93.5% | $11,431-93.4% |