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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,031 | $175,231-89.1% | $149,696-87.3% | $139,466-86.4% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 32.26% | 166.77%-134.5pp | 134.46%-102.2pp | 373.66%-341.4pp |
| Employer contribution / active EE | $1,941 | $5,478-64.6% | $4,821-59.7% | $4,754-59.2% |
| Participant deferral / active EE | $5,050 | $6,521-22.6% | $5,682-11.1% | $6,712-24.8% |
| Admin fee / account holder | $1,566 | $16,155-90.3% | $13,212-88.1% | $11,409-86.3% |