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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,646 | $148,623+79.4% | $135,974+96.1% | $139,466+91.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.84% | 79.30%-63.5pp | 68.30%-52.5pp | 373.66%-357.8pp |
| Employer contribution / active EE | $26,863 | $5,246+412.0% | $4,859+452.9% | $4,754+465.1% |
| Participant deferral / active EE | $17,500 | $8,103+116.0% | $7,760+125.5% | $6,712+160.7% |
| Admin fee / account holder | $3,464 | $12,406-72.1% | $10,767-67.8% | $11,409-69.6% |