Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $100 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,057 | $84,948-25.8% | $70,494-10.5% | $73,412-14.1% |
| Participation rate | 21.9% | 79.9%-58.0pp | 75.1%-53.1pp | 72.2%-50.3pp |
| Annual return | 18.14% | 13.39%+4.8pp | 109.16%-91.0pp | 59.30%-41.2pp |
| Employer contribution / active EE | $444 | $2,834-84.3% | $2,738-83.8% | $2,234-80.1% |
| Participant deferral / active EE | $1,838 | $3,387-45.7% | $3,711-50.5% | $3,806-51.7% |
| Admin fee / account holder | $640 | $98+552.8% | $3,848-83.4% | $158+305.6% |