See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 8-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 47-0098400 | Other services; Recordkeeping fees; O... | $85,232 |
Service code 26 · EIN 26-1709559 | Advisory (Participants) | $30,905 |
Service code 27 · EIN 20-1409613 | Advisory (Plan) | $5,094 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $2,605 |
Service code 19 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,941 | $40,278-77.8% | $80,569-88.9% | $80,160-88.8% |
| Participation rate | 3.1% | 47.5%-44.5pp | 67.0%-63.9pp | 72.9%-69.9pp |
| Annual return | -95.38% | 50.86%-146.2pp | 935.43%-1030.8pp | 40.38%-135.8pp |
| Employer contribution / active EE | $26 | $1,332-98.0% | $2,723-99.0% | $2,978-99.1% |
| Participant deferral / active EE | $448 | $2,696-83.4% | $4,447-89.9% | $5,017-91.1% |
| Admin fee / account holder | $1,350 | $210+541.8% | $5,377-74.9% | $145+831.4% |