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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,702 | $167,362+69.5% | $143,799+97.3% | $134,532+110.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.80% | 0.47%-14.3pp | -0.04%-13.8pp | 418.27%-432.1pp |
| Employer contribution / active EE | $9,006 | $5,620+60.2% | $4,952+81.9% | $4,741+90.0% |
| Participant deferral / active EE | $8,213 | $6,447+27.4% | $5,638+45.7% | $6,401+28.3% |
| Admin fee / account holder | $8,495 | $18,094-53.0% | $14,677-42.1% | $11,429-25.7% |