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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,643 | $93,598-65.1% | $135,974-76.0% | $75,173-56.6% |
| Participation rate | 53.8% | 75.2%-21.3pp | 81.9%-28.1pp | 67.2%-13.4pp |
| Annual return | 28.69% | 30.89%-2.2pp | 68.30%-39.6pp | 160.72%-132.0pp |
| Employer contribution / active EE | $1,031 | $3,538-70.8% | $4,859-78.8% | $2,671-61.4% |
| Participant deferral / active EE | $5,505 | $6,405-14.1% | $7,760-29.1% | $4,126+33.4% |
| Admin fee / account holder | $981 | $6,978-85.9% | $10,767-90.9% | $5,651-82.6% |