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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,353 | $63,365-82.1% | $91,994-87.7% | $72,975-84.4% |
| Participation rate | 100.0% | 72.5%+27.5pp | 78.6%+21.4pp | 69.5%+30.5pp |
| Annual return | 63.98% | 35.35%+28.6pp | 69.04%-5.1pp | 81.01%-17.0pp |
| Employer contribution / active EE | $1,084 | $2,116-48.7% | $3,453-68.6% | $2,440-55.6% |
| Participant deferral / active EE | $7,824 | $4,883+60.2% | $5,924+32.1% | $3,608+116.9% |
| Admin fee / account holder | $661 | $4,670-85.9% | $7,744-91.5% | $5,124-87.1% |