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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,009 | $176,120-96.0% | $159,487-95.6% | $167,553-95.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.88% | 331.95%-316.1pp | 263.71%-247.8pp | 478.89%-463.0pp |
| Employer contribution / active EE | $1,037 | $5,299-80.4% | $4,831-78.5% | $4,840-78.6% |
| Participant deferral / active EE | $3,269 | $7,752-57.8% | $7,354-55.6% | $6,343-48.5% |
| Admin fee / account holder | $4,590 | $12,561-63.5% | $10,804-57.5% | $12,316-62.7% |