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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,526 | $49,897-84.9% | $80,648-90.7% | $75,177-90.0% |
| Participation rate | 70.3% | 55.3%+14.9pp | 67.0%+3.3pp | 67.2%+3.1pp |
| Annual return | 79.59% | 34.68%+44.9pp | 937.21%-857.6pp | 160.75%-81.2pp |
| Employer contribution / active EE | $0 | $1,699-100.0% | $2,724-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,776 | $2,992+26.2% | $4,443-15.0% | $4,126-8.5% |
| Admin fee / account holder | $709 | $3,579-80.2% | $5,382-86.8% | $5,651-87.5% |