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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,938 | $183,516-4.7% | $155,534+12.5% | $145,884+19.9% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 14.67% | 61.43%-46.8pp | 64.92%-50.2pp | 551.85%-537.2pp |
| Employer contribution / active EE | $5,152 | $5,315-3.1% | $4,675+10.2% | $4,662+10.5% |
| Participant deferral / active EE | $6,953 | $6,467+7.5% | $5,630+23.5% | $6,690+3.9% |
| Admin fee / account holder | $1,401 | $19,293-92.7% | $15,900-91.2% | $13,392-89.5% |