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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,453 | $172,111-3.9% | $150,298+10.1% | $137,256+20.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 20.26% | 69.37%-49.1pp | 62.79%-42.5pp | 220.34%-200.1pp |
| Employer contribution / active EE | $3,090 | $4,636-33.3% | $4,154-25.6% | $4,156-25.6% |
| Participant deferral / active EE | $8,414 | $6,166+36.5% | $5,453+54.3% | $6,407+31.3% |
| Admin fee / account holder | $571 | $16,471-96.5% | $14,116-96.0% | $12,270-95.3% |