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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,253 | $82,674-54.9% | $125,381-70.3% | $68,486-45.6% |
| Participation rate | 95.3% | 75.1%+20.3pp | 82.4%+13.0pp | 67.9%+27.5pp |
| Annual return | 47.67% | -5.97%+53.6pp | 572.31%-524.6pp | -7.85%+55.5pp |
| Employer contribution / active EE | $2,445 | $3,382-27.7% | $4,815-49.2% | $2,597-5.9% |
| Participant deferral / active EE | $10,080 | $6,111+65.0% | $7,448+35.3% | $4,028+150.3% |
| Admin fee / account holder | $3,169 | $6,277-49.5% | $10,007-68.3% | $5,404-41.3% |