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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,020 | $60,139-13.5% | $90,461-42.5% | $79,856-34.9% |
| Participation rate | 55.8% | 65.0%-9.2pp | 72.7%-16.9pp | 69.6%-13.9pp |
| Annual return | 14.65% | 71.96%-57.3pp | 1294.76%-1280.1pp | 31.71%-17.1pp |
| Employer contribution / active EE | $1,380 | $2,069-33.3% | $3,264-57.7% | $2,471-44.2% |
| Participant deferral / active EE | $2,185 | $2,939-25.6% | $3,964-44.9% | $3,741-41.6% |
| Admin fee / account holder | $6,850 | $3,978+72.2% | $5,617+22.0% | $5,306+29.1% |