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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,080 | $160,040+17.5% | $147,096+27.9% | $145,877+28.9% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 14.44% | 98.49%-84.1pp | 419.75%-405.3pp | 551.28%-536.8pp |
| Employer contribution / active EE | $3,665 | $5,289-30.7% | $4,936-25.7% | $4,663-21.4% |
| Participant deferral / active EE | $13,523 | $8,429+60.4% | $8,071+67.5% | $6,691+102.1% |
| Admin fee / account holder | $214 | $15,050-98.6% | $13,005-98.4% | $13,402-98.4% |