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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,260 | $124,351-49.9% | $109,188-43.0% | $167,553-62.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 9.92% | 26.04%-16.1pp | 25.76%-15.8pp | 478.89%-469.0pp |
| Employer contribution / active EE | $1,641 | $4,210-61.0% | $3,723-55.9% | $4,840-66.1% |
| Participant deferral / active EE | $12,192 | $5,257+131.9% | $4,654+162.0% | $6,343+92.2% |
| Admin fee / account holder | $1,167 | $7,975-85.4% | $6,755-82.7% | $12,316-90.5% |