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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,451 | $110,410+21.8% | $102,437+31.3% | $145,897-7.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.60% | 24.85%-15.2pp | 24.95%-15.3pp | 552.29%-542.7pp |
| Employer contribution / active EE | $16,626 | $4,217+294.2% | $3,871+329.5% | $4,663+256.6% |
| Participant deferral / active EE | $18,563 | $5,622+230.2% | $5,060+266.9% | $6,689+177.5% |
| Admin fee / account holder | $4,821 | $9,745-50.5% | $8,388-42.5% | $13,390-64.0% |