See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SENTINEL PENSION ADVISORS3 years Service code 27 · EIN 04-3422848 | Advisory (Plan) | $39,089 |
Filed as: MASS MUTUAL LIFE INSURANCE CO Service code 49 · EIN 04-1590850 1295 STATE STREET · SPRINGFIELD, MA 01111 | Other Services | $24,350 |
SENTINEL PENSION ADVISORS2 years Filed as: SENTINEL BENEFITS AND FINANCIAL Service code 15 · EIN 04-3015875 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,979 | $39,286+29.8% | $80,716-36.8% | $79,386-35.8% |
| Participation rate | 33.2% | 41.0%-7.8pp | 54.2%-21.0pp | 70.7%-37.5pp |
| Annual return | 12.13% | 98.95%-86.8pp | 87.28%-75.1pp | 116.85%-104.7pp |
| Employer contribution / active EE | $0 | $594-100.0% | $1,160-100.0% | $2,427-100.0% |
| Participant deferral / active EE | $1,318 | $1,264+4.3% | $2,146-38.6% | $4,046-67.4% |
| Admin fee / account holder | $466 | $647-27.9% | $3,380-86.2% | $626-25.5% |