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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,541 | $175,259-90.0% | $149,723-88.3% | $139,487-87.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 228.08% | 166.82%+61.3pp | 134.50%+93.6pp | 373.84%-145.8pp |
| Employer contribution / active EE | $3,189 | $5,478-41.8% | $4,821-33.9% | $4,755-32.9% |
| Participant deferral / active EE | $4,751 | $6,522-27.1% | $5,682-16.4% | $6,713-29.2% |
| Admin fee / account holder | $848 | $16,158-94.8% | $13,215-93.6% | $11,407-92.6% |