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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,890 | $107,941-42.7% | $91,994-32.7% | $152,909-59.5% |
| Participation rate | 76.9% | 81.2%-4.3pp | 78.6%-1.7pp | 82.5%-5.5pp |
| Annual return | 22.96% | 89.28%-66.3pp | 69.04%-46.1pp | 345.46%-322.5pp |
| Employer contribution / active EE | $891 | $4,212-78.8% | $3,453-74.2% | $4,764-81.3% |
| Participant deferral / active EE | $5,773 | $6,366-9.3% | $5,924-2.5% | $5,851-1.3% |
| Admin fee / account holder | $26,852 | $10,521+155.2% | $7,744+246.7% | $11,601+131.5% |