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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,931 | $90,607-73.6% | $79,467-69.9% | $135,380-82.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -18.89% | 977.74%-996.6pp | 718.30%-737.2pp | 519.81%-538.7pp |
| Employer contribution / active EE | $3,062 | $3,068-0.2% | $2,800+9.3% | $4,779-35.9% |
| Participant deferral / active EE | $6,647 | $4,050+64.1% | $3,704+79.5% | $5,609+18.5% |
| Admin fee / account holder | $2,360 | $5,895-60.0% | $5,104-53.8% | $10,828-78.2% |