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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,654 | $167,533-80.5% | $151,645-78.5% | $134,545-75.7% |
| Participation rate | 84.6% | 88.4%-3.8pp | 87.5%-2.9pp | 81.2%+3.4pp |
| Annual return | -38.23% | 7.81%-46.0pp | 3.34%-41.6pp | 418.37%-456.6pp |
| Employer contribution / active EE | $6,625 | $6,828-3.0% | $6,165+7.5% | $4,742+39.7% |
| Participant deferral / active EE | $17,097 | $8,985+90.3% | $8,363+104.4% | $6,401+167.1% |
| Admin fee / account holder | $5,434 | $13,781-60.6% | $11,614-53.2% | $11,431-52.5% |